Fire Damage

Fire is one of the most destructive perils that can happen to a property. It is also one of the most emotionally and mentally draining experiences a property owner can endure. In a lot of cases, it can result in a total loss. Do not try to navigate a complex claim like fire without representation. The insurance company is going to send a professional claims adjuster that represents them, not you. We represent you, the policyholder, and will make sure your claim is maximized and you get what you are entitled to

Here are some ways a Next Level Public Adjusters can help with a fire claim:

Secure the property, arrange temporary housing, hire a reputable restoration company, schedule the removal, cleaning, and storage of salvageable personal property, prepare a scope of loss and estimate, inventory and value personal property, and prepare claim documents.

  • Damage assessment

We will provide a detailed and objective evaluation of the property to ensure all damages are documented and claimed. Our assessments are often more thorough than those of insurance adjusters, which can lead to a more accurate estimate of the damage.

  • Coverage confirmation

We will confirm coverage and maximize the benefits in the policy.

  • Settlement negotiation

We will negotiate with the insurance company to secure a fair and full settlement. We can also help policyholders minimize or eliminate out-of-pocket expenses.

According to the National Fire Protection Agency (NFPA), the five most common causes of house fires are:

  • Cooking: The leading cause of house fires, starting almost half of all fires. Pots and pans can catch fire quickly if they overheat or splatter grease, especially if you’re using high heat or oil. You should keep an eye on your cooking, especially if you leave the room.
  • Heating equipment: The second leading cause of house fires.
  • Electrical distribution and lighting equipment: A common cause of fires in bedrooms, such as when extension cords are overloaded or space heaters are used too close to combustibles.
  • Smoking materials: Responsible for the most home fire deaths, though only 5% of home fires overall.